This makes it simpler for novice investors to diversify their portfolio without requiring a sizable amount of capital, as users can invest as little as $1 in expensive stocks like Amazon or Google. Peer-to-peer payments—a featureसत्ताकिंग of Cash App that lets users send & receive money from friends, family, or anybody else with a Cash App account—are among its main draws. Sending money only requires entering the recipient's phone number or Cashtag, which is a special username linked to their account, along with the desired amount. To indicate the reason for the payment, you can also include a note. Also, users of the Cash App can ask for money from others through the "Request" feature.