When we dig further into the world of money-making apps, it's evident that they mark a dramatic change in the way we view labor and the creation of income in the contemporary economy. There Is No Need for an Upfront Payment. The possibapkility to make money without making an initial investment is one of the most alluring aspects of money-making apps. This feature is especially tempting to people who are either looking for ways to make extra money without making a financial commitment or who might be reluctant to risk their savings. A common business model for apps is to let users get money by doing things they already do on a daily basis, like shopping, filling out surveys, or giving their opinions.