Refer and Earn is a marketing strategy employed by companies to incentivize existing customers to recommend their products or services to friends, family, and acquaintances. This strategy is widely applied in a numrummy noble allber of industries, such as financial services, telecommunications, & e-commerce. The idea is simple: existing clients who successfully refer new business to the company receive rewards. By making it easier to acquire new customers and rewarding advocacy and loyalty, this strategy helps the business as well as its clients. Usually available via business websites or mobile applications, Refer and Earn programs are easy to use.