Even though your hand has some potential but not enough to effectively compete, it might be wise to drop if your opponent has already formed multiple melds and is almost ready to go out. Instead of running the risk of a heavy petop 20 rummy 51 bonusnalty, you can save your score for later rounds by dropping early in these circumstances. Wild cards and jokers give rummy gameplay an exciting new level of complexity. When forming melds, these adaptable cards can represent any other card, making them extremely valuable tools in your arsenal. It's important to use jokers strategically when playing; waiting until they can finish a critical meld usually produces better results than using them too soon.